Hello from the Philippines.

Hello all, I am orientating myself on tiny houses. And I read about lofts that can get warm.

 

Would it also be interesting to make a green roof -which insulates well against heat-, with or without roof windows?

You will probably have to grow mosses and plants on chicken wire?

Or how do you keep the loft cool? If possible without electric solutions.

 

And then place the solar panels in the garden.

Hi all! 
I just wanted to provide a tip if anyone is in the central/southern Wisconsin area looking for Tiny House insurance. I had to contact quite a few companies in the area before I found Beth from State Farm that would take my homemade tiny on for insurance. She made the process super easy and explained all of my options for me very clearly, let me set my deductibles, payment schedule, etc. I figured this might be helpful for others in the area! Her number is 1-608-274-7120.



Check out the article here to read more about some of the best tiny home communities in USA!

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Alright, we haven't talked much about crypto with y'all before but we've been pondering how blockchain tech and crypto could have an impact on the tiny house industry (and real estate as a whole).

We'd love to start a discussion with the global community about how crypto can play a role in furthering the tiny house industry.

Hit me up with your thoughts in the comments area!


There is such a copious amount of news and information around the emerging technology that it’s hard to break through all the noise. We decided it's time to open up the conversation.

So, what even is crypto? Why should you even care and how can crypto play a part in the tiny house industry?

Well the technology goes much further than just a “Digital Currency”. In most simple terms, one of the the exciting solutions that blockchain technology achieves is decentralized “peer-to-peer” value transfer. Essentially, you don’t need a 3rd party, such as a bank or a centralized data source, to approve, deny, or certify transactions of all sorts. This proves to be extremely useful, and opens up opportunities that were never available before.

Let's dive into the basics of a handful of ways it can further the tiny house industry.
 

Ever wonder about the history of the new or used tiny home you are looking at?

How could you track the history without having a 3rd party company or group in the mix (think: CarFax report for cars)? This ends up taking more time and costing more money to both the seller and buyer. NFTs can solve this.

Non-Fungible Tokens (NFTs) have been all the buzz in the crypto world of late. Although much of the attention and use case has been applied to digital art, the utility of NFTs stretches far beyond just art. To understand the potential of NFTs it’s helpful to, at the very least, have a basic understanding of what they are.At the most basic level, an NFT is a token that is not interchangeable. Meaning it can not be replicated, tampered with, or interchanged.

To better understand, let's break down non-fungible vs. fungible.‍

Non-Fungible is a digital or real-world good or asset that is a one-of-a-kind and therefore has a unique value that can not be interchanged with another near identical item. Example: The Mona Lisa or art, diamonds, or any piece of real estate — all of which are typically non-fungible.

Fungible on the other hand is a digital or real-world good or asset that is interchangeable. Unique as that good or asset may be, other near identical items share the same value as it. Example: a $1 bill, Bitcoin, oil, gold, etc. — all of which are typically fungible and interchangeable (1 oz of raw 24k gold can be fairly traded with any other 1 oz of raw 24k gold)

Okay so NFTs are unique and not interchangeable but what makes them tamper proof? NFTs are secured by the blockchain which is essentially a chain of data blocks that create a decentralized and open ledger that records transactions.

Blockchains are proven ownership and authentication enablers that can secure the uniqueness of each NFT as it records the provenance of each transaction on the open ‘ledger’.

Because NFTs are entirely unique and non-fungible they can guarantee and establish ownership while preserving rarity and uniqueness.

So, now that we know what NFTs and the Blockchain is, how can they be used in the Tiny House Industry?Let's break down a few potential use cases below and in more depth here!

Tiny Home Lending
Lending money to buy a tiny home continues to be the leading roadblock keeping people from moving forward with their tiny home dreams.

Although tiny home prices are often way lower than traditional housing, the loans available for tiny homes are typically at much higher interest rates, and often a shorter term, causing higher monthly payments.

Currently, not a lot of banks are lending on tiny homes as they view them as uncollateralized loans and/or they go against their own internal underwriting.

Right now, lending through crypto via some projects using blockchain tech are based on and around collateralizing your current cryptocurrency holdings. But we can envision a time in the near future where you would be able to use your real-world assets, like a tiny home (and NFT title), as the collateral.

This would open up huge potential for accessibility to money and being able to finally buy that tiny home you’ve always wanted!

Buying and Selling Tiny Homes
Blockchain technology and NFTs would be extremely useful in buying and selling tiny homes. Largely because you could remove a lot of 3rd party companies from the mix of each transaction.

NFTs and blockchain tech, with the right systems in place, could be used to secure a transaction between a buyer and seller, transfer ownership, ensure new ownership, perform escrow, and transfer of monies used to purchase the tiny home all in a peer-to-peer secure and decentralized solution.

Imagine tiny home titles that link ownership to it’s NFT which secures and proves ownership, allows for proof of history showing past ownership, age, certifications, etc..

Insurance through Crypto and blockchain
The insurance aspect of blockchain is still in its infancy stage but we anticipate this to change drastically even in the next couple of years. We envision “permissionless” insurance, which essentially means they won’t need human approval to insure a tiny home, just like we talked about in regards to lending.

This could be a big win for tiny home owners and could even lower premiums. ‍These are just a few of the ways crypto can play a part in the the Tiny House Industry.

The possibilities and exact use cases of how it will be used in the future is still a little foggy but it's making massive moves and changes in the world and it’s only a matter of time before it becomes more mainstream.

The sooner this happens, the sooner it’ll open up opportunities and solve common issues in the tiny house industry as well!

We’ve barely scratched the surface here of potential use cases in the tiny house industry. 

It’s all still so new, revolutionary, and building momentum and real use cases quickly. 

Would love to hear some of the communities thoughts on this!

Cheers!
Jason

Hello dear Europe THOWers 👋

I hope each and everyone of you is doing great!

Here is something that might interest you:
it is the certificate of transparency and trustworthiness the European Tiny Living Alliance delivers to its members 🎉
This one is for the company I work at: mapetitemaison.com



With the Living Alliance, we also have started the « petition project »: Tinylivingpetition.com

With Betsy Barbour helping a lot (thanks a lot to her!), we’ll try to organize an online meeting like the one we had a couple months ago 🧑‍💻👩‍💻

Anyone interested?
Don’t hesitate to tell us what you think 🧐

At your disposal to talk about it 🙂

Take care! Guillaume

Hi Everyone!
I'm new here, I live in the UK and have been looking for premade kits with chassis or maybe completed THOW, currently there are only a couple of companies in the UK that specializes in Tiny homes so I was just wondering whether anyone knew of any companies in Europe or International that offer kits you and build yourself that ship to the UK (or completed homes)?
Thank you!!

Hi! I'm in the UK. I am looking ideally for a tiny house on wheels kit with a chassis. There are a very limited number of companies in the UK that specializes in Tiny Houses so I was wondering if anyone knew of a company in the US,Canada,Europe etc that can ship kits or completed tiny houses to the UK?
Thanks!!